PayPal Certified Developer Program - 2008 Instrukcja Konfiguracji Strona 3
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PayPal Certified Developer Program Study Guide March 2008 3
Contents
Chapter 1 Online Payment Processing . . . . . . . . . . . . . . . . . 11
Online Selling Basics. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
The Payment Processing Network . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
Individuals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Institutions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Processes and Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
How Online Payment Processing Works. . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Payment Processing Authorization . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Payment Processing Settlement. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13
What to Look for in an Online Payment Processing Solution . . . . . . . . . . . . . . . . 13
PayPal’s Payment Processing Solutions. . . . . . . . . . . . . . . . . . . . . . . . . . . 14
Review Questions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18
Chapter 2 Internet Security and Fraud Prevention . . . . . . . . . . .23
Why Every Business Should Be Concerned About Internet Fraud . . . . . . . . . . . . . 23
Liability for Internet Fraud . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24
Internet Fraud: What It Is and How It Happens . . . . . . . . . . . . . . . . . . . . . . . 25
Who Is at Risk for Online Fraud . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26
Reducing Exposure to Fraud. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27
What Banks and Card Associations Are Doing to Prevent Online Credit Card Fraud . . . . 28
What PayPal Is Doing to Protect Your Business Against Fraud . . . . . . . . . . . . . . . 29
How to Reduce Chargebacks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29
Disclosure and Compliance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30
Disclosure Policy. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30
PCI Data Security Standard Compliance . . . . . . . . . . . . . . . . . . . . . . . . 31
Additional Resources About Disclosure and Compliance . . . . . . . . . . . . . . . . 33
PayPal Fraud Protection Services . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34
Detailed Service Descriptions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34
PayPal Fraud Protection Services Upgrade Options . . . . . . . . . . . . . . . . . . 36
Review Questions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37
- PayPal Certified 1
- Developer Program 1
- Study Guide 1
- Contents 3
- List of Tables 10
- Online Payment Processing 11
- Individuals 12
- Institutions 12
- Processes and Services 12
- Payment Processing Settlement 13
- Internet Security and Fraud 23
- Prevention 23
- Liability for Internet Fraud 24
- Consumer Identity Theft 25
- Merchant Identity Theft 25
- Accessing Payment Networks 25
- Reducing Exposure to Fraud 27
- Credit Card Fraud 28
- How to Reduce Chargebacks 29
- Disclosure and Compliance 30
- Detailed Service Descriptions 34
- Getting Started With Account 43
- PayPal Sandbox 44
- Review Question 45
- API Credentials 47
- Establishing API Credentials 48
- Using API Credentials 50
- Name-Value Pair (NVP) API 53
- Technical Details 54
- Request Format 56
- Response Format 57
- Express Checkout 59
- SetExpressCheckout Request 62
- SetExpressCheckout Response 65
- Redirecting to PayPal 75
- Order Review Page Setup 76
- Authorization & Capture 76
- Direct Payment API 79
- DoDirectPayment Request 80
- DoDirectPayment Response 84
- For More Information 93
- RefundTransaction Request 94
- RefundTransaction Response 94
- Transaction Searches 95
- TransactionSearch Response 98
- GetTransactionDetails Request 99
- Transactions 100
- Reporting 100
- Dispute Notification 103
- Review Questions 103
- Sandbox Testing 105
- Accessing the PayPal Sandbox 107
- Signing Up for Sandbox Access 108
- Welcome to the PayPal Sandbox 110
- Test Email 110
- Setting Up Test Accounts 111
- Managing Test Accounts 112
- Adding a Funding Source 115
- Handling Pending Transactions 120
- Verifying a Test Refund 122
- Sending Funds to a Seller 123
- Billing A Customer 124
- Testing PayPal NVP APIs 125
- Testing Express Checkout 126
- Testing Error Conditions 129
- API Testing 130
- Testing Using AVS Codes 134
- Testing Using CVV Codes 138
- Testing Recurring Payments 140
- Answers to Review Questions 143
- Chapter 2 146
- Chapter 3 150
- Chapter 4 151
- Chapter 5 151
- Chapter 6 151
- Chapter 7 151
- Chapter 8 152
- Chapter 9 152
- General Reference Information 153
- AVS Response Codes 155
- CVV2 Response Codes 156
- Glossary 157
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