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Gateway Developer Guide and Reference 07 February 2013 145
TeleCheck Electronic Check Processing
Response Code Values
B
Response Code Values
For your service, below is a complete list of possible Response Codes. Depending upon the
merchants risk parameters and service type, some of these may not apply. Please confirm
applicable codes with TeleCheck’s Merchant Boarding and Certification group.
NOTE: Merchants should establish policies and procedures for each applicable response code.
For example, if a clerk enters a transaction and receives Response Code 27, they
should retry the transaction. If, after entering the item a second time they receive a
Response Code 27 again, the merchant may choose to cancel or terminate the
transaction and a) retry the transaction b) call TeleCheck Live Operator Authorization
Center, or c) request another form of payment from the check writer.
Sale Response Code Values
Sale Approval Responses
Sale Decline Responses
HOSTCODE TeleCheck’s response code representing the results of the transaction
authorization attempt.
Character length and limitations: 6 numeric characters
RESPMSG A descriptive message associated with decline or error result values.
Character length and limitations: alphanumeric, variable number of characters
Code Description Merchant Action
07 Approved No action needed.
Code Description Merchant Action
08 Rejected (Negative Data) Ask for other form of payment or decline sale
to customer.
73 Lost or Stolen check Ask for other form of payment or decline sale
to customer.
88 Rejected Code 3 (Risk) Ask for other form of payment or decline sale
to customer.
25 Ineligible – ACH Not Offered
NOTE: Do NOT use the verbiage
“decline” this is not a true decline.
Ask for other form of payment.
Field Description
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