PayPal Gateway - 2013 Podręcznik Użytkownika Pobierz pdf (Strona 57)

Gateway Developer Guide and Reference 07 February 2013 57

Submitting Credit Card Transactions

Credit Card Features

The Payflow SDK supports the following transaction types for credit card processing:

The Payflow SDK also supports the following credit card features:

 Address verification service and card security code validation

 Card-present (SWIPE) transactions

 Partial authorizations for pre-paid cards

 Purchasing card transactions

 Reference transactions (also called tokenization)

 Submitting Soft Merchant information

Planning Your Gateway Integration

When designing your Gateway integration, evaluate:

 Whether to use a one-step or two-step transaction process. One-step: Submit a sale

transaction, which performs the authorization and (if successful) then flags the transaction

for settlement. Two-step: Perform an authorization-only transaction and then later perform

a delayed capture transaction. The delayed capture transaction can be for the same amount

as the original transaction or for a lower amount. (In the case of a split shipment, you can

perform a delayed capture transaction for the initial shipment and a reference transaction

for the final payment.

According to card association rules, most physical goods merchants should use a two-step

process, since settlement should occur when the merchant ships the goods. A two-step

Transaction Type Billable

Authorization Yes

Account Verification No

Balance Inquiry No

Credit Yes

Delayed Capture No

Inquiry No

Sale Yes

Voice Authorization Yes

Vo i d Ye s

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PayPal Gateway - 2013 Podręcznik Użytkownika Strona 57